The benefits

• Affordable monthly installments
• Choose from revolving, 24 or 36-month repayment plans.
• Get access to exclusive offers and promotions
• Free SMS notification on all purchases for your security
• Free monthly statement via email (If you have provided us with an email address)
• For your protection, your card includes Customer Protection Insurance covering the following:
  • Death Cover - Covers your full outstanding balance
  • Permanent Disability - Covers your full outstanding balance
  • Temporary Disability - Covers up to 12 months’ installments
  • Loss of Income - Covers up to 12 months’ installments
• For more information about the benefits, please click here
• To view the Policy Terms and Conditions, please click here

Customer Protection Insurance Plan is underwritten by Guardrisk Life Limited, an authorised Financial Services Provider (FSP76) and a licensed life insurer, and administered by RCS Cards (Pty) Limited, an authorised Financial Services Provider (FSP44481).

Application criteria

• You will be required to provide proof of income documentation
• You must be 18 years old or older
• Must have a valid RSA ID book or Driver's Licence
• Must be employed and earn R2000 or more per month

CTM Store Card terms and conditions can be viewed here